Bankruptcy Attorney in Bowling Green, KY

Bankruptcy helps consumers who are overwhelmed by debt, harassed by creditor phone calls, and unable to see the light at the end of the tunnel. Bankruptcy can be the fresh start you've been looking for. Under federal law, a consumer can file for bankruptcy under Chapter 7 or Chapter 13.

• Chapter 7 - Filing for Chapter 7 bankruptcy allows you to keep most of your assets through available federal and state exemptions. Typically, to qualify, your income must be less than the median income in Kentucky, unless a means test is met. Note that not every consumer is eligible for filing under this chapter.
• Chapter 13 - Chapter 13 bankruptcy reorganizes your debts into an affordable monthly plan. The repayment plan can last from three to five years, depending on your individual situation. Chapter 13 is a viable alternative for consumers who do not qualify for Chapter 7.

Contact an experienced bankruptcy attorney at the law offices of Lanna Martin Kilgore, PLLC to see if you qualify for bankruptcy today. If you have fallen on hard financial times, our team is ready to help. We understand your fears and provide compassionate legal guidance to help you find your way back to financial stability.